![]() If your credit is frozen, at least you have done your own part to minimize theft. If you use a crosswalk and you are green to go - if a car hits you, at least the law is fully on your side, as supposed to jaywalking. with so many pedestrian crosswalk accidents - I still wonder why people use a don't get your point. With so many online theft and hacking going on - I still wonder why people still leave thier credit report are you suggesting that the entire US population that has access to their reports have them completely locked/frozen? That's almost like saying. So happy all 3 of my reportsĪs a general rule - try to freeze all your credit report 24/7, except when you want to apply. It's just absolutely nothing a scammer won't try. Thanks so much for sharing this valuable info and Kudos to you for jumping on it before anything catastrophic could have happened to your credit and livelihood. FYI, talking to SBA.gov folks has been very pleasant and super fast. They put a hold on that loan application and sent a note to their Fraud department to cancel the loan request and investigate. To my surprise, they told me that someone applied for a $58K loan just yesterday using my details but with one of my very old addresses. Next, I called the SBA.gov on ( 81) and let them know what happened. Called Equifax (88) and placed a Freeze on my Credit.Called TransUnion (80) and placed a freeze on my credit report.It also lets us know about it at the same time. This alert is important becuase every time there is an inquiry, this will alert the lender to be more diligent. They went ahead and 1) froze my credit 2) marked this inquiry as fraud 3) set up Credit alerts for future. So i Quickly called Experian (85) and told them that it was not me.It was and odd Inquiry and one can say it right off the bat. So i found this Inquiry on my Experian credit report this morning. You may also reach them by phone at 1-844-USA-GOV1 (1-84).- If you see this alert on your credit report, Take it seriously. For general federal government information, you may find information on the Internet at USA.gov, which can be accessed by CLICKING HERE. To contact the FTC, you may find information on their website by CLICKING HERE, or by contacting them by telephone at (202) 326-2222.Į. ![]() The FTC is the nation’s consumer protection agency. You may also consider contacting the Federal Trade Commission (FTC). If you are having a problem with a product or service purchased from a business or merchant, you should contact your state or local government's consumer affairs department, state attorney general's office, or local Better Business Bureau. Additionally, GAO has established a website to receive complaints of fraud, waste or abuse involving Federal funds, which can be accessed by CLICKING HERE.ĭ. Links to Offices of Inspectors General can be found on the website of the Council of the Inspectors General for Integrity and Efficiency by CLICKING HERE. If you suspect fraud, waste, or abuse involving personnel or programs of a federal agency other than the SBA, you may make a complaint directly to the OIG of that federal agency or to the Government Accountability Office (GAO). You may file a complaint with the SBA National Ombudsman by following the procedures provided on their website by CLICKING HERE.Ĭ. If you are a small business facing unfair or excessive federal regulatory compliance or enforcement issues such as repetitive audits or investigations, excessive fines and retaliation, the SBA National Ombudsman may be able to assist you. If you have a question regarding an SBA loan or any SBA program, please contact your local SBA District Office or the SBA Answer Desk: 1-800-U-ASK-SBA (1-80) or For information specific to disaster loans, you may contact the SBA Disaster Loan Customer Service Center: 1-80, or visit their website by CLICKING HERE.ī. ![]()
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